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Some countries require a reason that describes why funds are being transferred or payment is being made. Use any of the listed reasons that best describes the purpose of your transfer.
ReasonDescription
ADVERTISING_EXPENSESAdvertising and marketing spend
ADVISORY_FEESAdvisory, consulting, or professional fees
BUSINESS_INSURANCEBusiness insurance premiums
COMPUTER_SERVICESComputer, software, or IT services
CONSTRUCTION_EXPENSESConstruction or building-related expenses
DELIVERY_FEESDelivery, courier, or logistics fees
EDUCATIONEducation, tuition, or training
EXPORTED_GOODSPayment related to exported goods
FAMILY_SUPPORTSupport or maintenance for family
FUND_INVESTMENTMutual funds, pooled funds, or similar investments
GIFT_AND_DONATIONGifts or charitable donations
HOTEL_ACCOMMODATIONHotel stays and lodging
INFLUENCER_PAYMENTInfluencer, creator, or similar partner payments
INSURANCE_CLAIMSInsurance claim settlements or payouts
LIBERALIZED_REMITTANCELiberalized remittance–scheme transfers
LOAN_PAYMENTLoan or credit repayments
MAINTENANCE_EXPENSESGeneral maintenance expenses
MEDICAL_TREATMENTMedical treatment or healthcare
OFFICE_EXPENSESOffice and administrative expenses
OTHEROther purpose (use only when no other code applies)
OTHER_FEESMiscellaneous fees not covered elsewhere
PERSONAL_TRANSFERPersonal transfer between parties
PROPERTY_PURCHASEPurchase of real estate or property
PROPERTY_RENTALRent or lease of property
REWARD_PAYMENTRewards, incentives, or loyalty payouts
ROYALTY_FEESRoyalties or licensing fees
SALARY_PAYMENTSalaries, wages, or payroll
SERVICE_CHARGESGeneral service charges
SHARES_INVESTMENTInvestment in shares or equities
SMALL_VALUE_REMITTANCESmall-value remittance transfers
TAX_PAYMENTTax or duty payments
TRAVELTravel-related expenses
TRANSPORTATION_FEESTransportation or freight charges
UTILITY_BILLSUtilities (electricity, water, telecom, etc.)

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