> ## Documentation Index
> Fetch the complete documentation index at: https://docs.onswitch.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment reasons

> Allowed payment reasons for initiating payouts or transfers.

Some countries require a **reason** that describes why funds are being transferred or payment is being made. Use any of the listed reasons that best describes the purpose of your transfer.

| Reason                   | Description                                         |
| :----------------------- | :-------------------------------------------------- |
| `ADVERTISING_EXPENSES`   | Advertising and marketing spend                     |
| `ADVISORY_FEES`          | Advisory, consulting, or professional fees          |
| `BUSINESS_INSURANCE`     | Business insurance premiums                         |
| `COMPUTER_SERVICES`      | Computer, software, or IT services                  |
| `CONSTRUCTION_EXPENSES`  | Construction or building-related expenses           |
| `DELIVERY_FEES`          | Delivery, courier, or logistics fees                |
| `EDUCATION`              | Education, tuition, or training                     |
| `EXPORTED_GOODS`         | Payment related to exported goods                   |
| `FAMILY_SUPPORT`         | Support or maintenance for family                   |
| `FUND_INVESTMENT`        | Mutual funds, pooled funds, or similar investments  |
| `GIFT_AND_DONATION`      | Gifts or charitable donations                       |
| `HOTEL_ACCOMMODATION`    | Hotel stays and lodging                             |
| `INFLUENCER_PAYMENT`     | Influencer, creator, or similar partner payments    |
| `INSURANCE_CLAIMS`       | Insurance claim settlements or payouts              |
| `LIBERALIZED_REMITTANCE` | Liberalized remittance–scheme transfers             |
| `LOAN_PAYMENT`           | Loan or credit repayments                           |
| `MAINTENANCE_EXPENSES`   | General maintenance expenses                        |
| `MEDICAL_TREATMENT`      | Medical treatment or healthcare                     |
| `OFFICE_EXPENSES`        | Office and administrative expenses                  |
| `OTHER`                  | Other purpose (use only when no other code applies) |
| `OTHER_FEES`             | Miscellaneous fees not covered elsewhere            |
| `PERSONAL_TRANSFER`      | Personal transfer between parties                   |
| `PROPERTY_PURCHASE`      | Purchase of real estate or property                 |
| `PROPERTY_RENTAL`        | Rent or lease of property                           |
| `REWARD_PAYMENT`         | Rewards, incentives, or loyalty payouts             |
| `ROYALTY_FEES`           | Royalties or licensing fees                         |
| `SALARY_PAYMENT`         | Salaries, wages, or payroll                         |
| `SERVICE_CHARGES`        | General service charges                             |
| `SHARES_INVESTMENT`      | Investment in shares or equities                    |
| `SMALL_VALUE_REMITTANCE` | Small-value remittance transfers                    |
| `TAX_PAYMENT`            | Tax or duty payments                                |
| `TRAVEL`                 | Travel-related expenses                             |
| `TRANSPORTATION_FEES`    | Transportation or freight charges                   |
| `UTILITY_BILLS`          | Utilities (electricity, water, telecom, etc.)       |

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